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Home owners insurance in California


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California Homeowners Insurance Companies

Farmers Insurance Group

Farmers Insurance Group
Phone: (559) 683-7788
Coarsegold, CA 93614

Home/Life Discount- A 5% discount on the homeowners policy applies if specified criteria are met.

Home Insurance Direct

Home Insurance Direct
Phone: (760) 341-2007
74075 El Paseo Palm Desert, CA 92260

First Home Insurance

First Home Insurance
Phone: (714) 973-9324
1665 E 4th St # 104 Santa Ana, Clifornia 92701

Discount Mobile Home Insurance

Discount Mobile Home Insurance
Phone: (559) 455-1145
2360 S Chestnut Ave Fresno, CA 93725

Kraft And Lee Insurance Agency Inc

Kraft And Lee Insurance Agency Inc
Phone: (559) 683-4411
40027 Hwy 49 OAKHURST, CA 93644

FIA Insurance Services, Inc.

Welcome to FIA Insurance Services, Inc.
We hope that you will use our web site as a resource to answer insurance related questions, communicate any changes to your current policies, or to obtain competitive quotes from us. We are located in Pasadena, California and are a full service insurance agency with access to a great variety of financially sound insurance companies. To talk to one of our helpful staff, please call us at 626.795.7059. Homeowners Insurance

Your home is probably your most valuable asset, both as an investment and as your sanctuary in a hectic world. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Coverage availability and prices may vary by company. We can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Depending on the company you choose, you can get discounts for:

  • Having a burglar alarm
  • Having a newer home
  • Being claim free in the past
  • Insuring your vehicles with the same company

99 So. Lake Avenue, Suite 300
Pasadena, CA 91101
Los Angeles

Phone: 626.795.7059
Fax Number: 626.792.2321

Buna Insurance

Buna Insurance
(213) 626-1547
400 E 2nd St # 202 Los Angeles, CA 90012


Tips to Lower Your Homeowners Insurance Costs

Insurance Information Institute

The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy from. Here are some things to consider when buying homeowners insurance.

1. Shop Around

2. Raise Your Deductible

3. Don’t confuse what you paid for your house with rebuilding costs

4. Buy your home and auto policies from the same insurer

5. Make your home more disaster resistant

6. Improve your home security

7. Seek out other discounts

8. Maintain a good credit record

9. Stay with the same insurer

10. Review the limits in your policy and the value of your possessions at least once a year

11. Look for private insurance if you are in a government plan

12. When you’re buying a home, consider the cost of homeowners insurance

Remember that flood insurance and earthquake damage are not covered by a standard homeowners policy. If you buy a house in a flood-prone area, you'll have to pay for a flood insurance policy that costs an average of $400 a year. The Federal Emergency Management Agency provides useful information on flood insurance on its Web site at A separate earthquake policy is available from most insurance companies. The cost of the coverage will depend on the likelihood of earthquakes in your area. In California the California Earthquake Authority ( provides this coverage.

If you have questions about insurance for any of your possessions, be sure to ask your agent or company representative when you're shopping around for a policy. For example, if you run a business out of your home, be sure to discuss coverage for that business. Most homeowners policies cover business equipment in the home, but only up to $2,500 and they offer no business liability insurance. Although you want to lower your homeowners insurance cost, you also want to make certain you have all the coverage you need.


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